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SBA-backed loans and microloans

Learn how sba-backed loans and microloans works, including costs, repayment, ownership and questions to investigate before making a funding decision.

How it works

SBA 7(a) guarantees support loans made by participating lenders; the guarantee protects the lender, not the borrower from repayment. Microloans are made through approved intermediaries.

Questions to investigate

Which program and current eligibility rules apply? What uses are prohibited? What do I personally guarantee?

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