Business credit cards and short-term financing
Learn how business credit cards and short-term financing works, including costs, repayment, ownership and questions to investigate before making a funding decision.
How it works
Cards provide revolving credit. Online loans create contractual repayment obligations. Merchant cash advances generally purchase future receivables and use different terms; they are not interchangeable.
Questions to investigate
What happens when sales decline? Is reconciliation a documented right? What net cash reaches me and how much leaves in total?